Workers’ Compensation Insurance

Protect Your Team and Your Business

When you have employees, a single workplace injury can mean medical bills, lost wages, and a claim against your business. At Omega Insurance, we help you find Workers’ Comp coverage that keeps you compliant and takes care of your team if something goes wrong. From LLCs and local businesses to established companies across the country, our team has helped hundreds of owners stay protected. Get a free quote and compare your options with an agency that understands what’s at stake.

What Does Workers’ Compensation Insurance cover?

Medical Expenses

Covers doctor visits, hospital stays, surgery, and rehabilitation when an employee is hurt on the job.

Lost Wages

Helps replace a portion of an employee’s income while they recover and can’t work.

Disability Benefits

Provides ongoing benefits if a work-related injury leads to temporary or permanent disability.

Employer’s Liability

Helps cover legal costs if an employee or their family files a lawsuit over a workplace injury.

Death Benefits

Provides support to an employee’s family if a work-related injury or illness results in death.

Rehabilitation Support

Helps cover therapy, recovery programs, or vocational support that may be needed for an injured employee to return to work

More Ways to Protect Your Business

General Liability Insurance

Business Owner Policy (BOP)

Professional Liability Insurance (E&O)

Commercial Auto Insurance

LLC Formation Services

Industries We Also
Protect

Contractors & Construction Companies in SC

Restaurants & Food Trucks in SC

Beauty Salons & Barber Shops in SC

Lawn Care & Landscaping in SC

Auto Repair & Detailing in SC

Truckers & Owner-Operators in SC

Take Care of the People Who Build Your Business

Get your Workers’ Comp Quote today

When Do You Need Workers’ Compensation Insurance?

In most states, businesses are required by law to carry Workers’ Compensation Insurance once they reach a certain number of employees, and the exact rules vary from state to state. General contractors are often responsible for subcontractors who aren’t covered on their own, and going without coverage can mean steep fines plus the full cost of an injury. At Omega, we walk you through your options, compare carriers, and help you find coverage that keeps you compliant and fits your industry, your payroll, and your budget.

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Get Your Workers’ Comp Quote

We help you find Workers’ Compensation coverage that fits your business. Our team reviews options across trusted carriers to find protection that matches your industry, your payroll, and your budget.

Fill in your details and an Omega agent will reach out to review the option that fits your business best.

Workers’ Compensation Insurance FAQs

Why should my business consider Workers’ Comp insurance

Workers’ Comp helps protect your team and your business if an employee gets hurt or sick because of their job. It also helps reduce the financial impact on your business when an unexpected workplace injury happens.

How much does Workers’ Comp insurance cost?

It depends on your industry, payroll, job classifications, and claims history. At Omega, we compare options across different carriers to help you find coverage that fits your budget.

What does Workers’ Comp cover?

It helps cover medical care, a portion of lost wages, disability benefits, and legal costs tied to work-related injuries or illnesses, depending on your policy terms.

Do I need to cover subcontractors?

Often, yes. In many states, general contractors can be held responsible for subcontractors who don’t carry their own coverage. We can help you sort out what your policy needs to include.

What happens if I don’t carry Workers’ Comp?